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The range of benefits made available to staff is determined during discussions with the employer and summarised in a Salary Packaging Handbook prepared by Income Essentials for distribution by the employer to eligible employees.
To serve as the policy on salary packaging, many employers post the finished Handbook on their Intranet for ease of access by employees.
When employees sign the Income Essentials Request Letter seeking employer’s approval to package, they are providing their employer with an acknowledgment that they have read the employer's Salary Package Handbook and also that they have communicated with Income Essentials as to their requirements.
| YOUR CHOICE OF PACKAGE AND BENEFITS | Company Plan |
|---|---|
| Additional Superannuation to Outside Fund Managers | Yes |
| Novated Vehicle Lease | Yes |
| Disability/ Income Protection Insurance | Yes |
| Laptop/ Notebook Computer or PDA | Yes |
| Professional Memberships and Subscriptions | Yes |
| Self Education Expenses (excluding HECS) | Yes |
| Certain Relocation Expenses | Yes |
| Mobile Phone | Yes |
| Briefcase | Yes |
| Home Office Expenses | Yes |
| Investment Loan Interest | Yes |
| Accountant Approved Expenses | Yes |
| Associate Vehicle Lease Agreements. Can be more than 1 car | Yes |
| Package Planning Advice | Yes |
| Provision of Complete Models showing New salary and Tax Implications, all fees, before you decide to package. | Yes |
| Member Account 24/7 Website Access. Own password | Yes |
| Out of business Hours Discussions and Advice | Yes |
| Flexible Payment of Bonus Scheme (Prospectively agreed between E’er & E’ee) | Yes |
| Life Insurance/TPD through Superannuation | Yes |
| New Car procurement at Large Discounts, and Trade-in Disposal | Yes |
| Finance, Novated leases or CHP facility available | Yes |
| Financial Planning Fees | Yes |
| Spouse or Partner Discussions | Yes |
