Salary Packaging and Fleet Management Partner

Vehicles and Fleet Management

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Copyright

This site and the data contained in it are supplied solely for informational use. Apart from any fair dealing for the purpose of private study, research, criticism or review, as permitted under the Copyright Act, no part may be reproduced or re-used for any purpose whatsoever without written permission of Income Essentials (Aust) Pty Ltd. However, users may download information for their own private use.

Disclaimer

The information contained or referred to in this web site has been compiled for the convenience of customers and prospective customers, looking for information about Income Essentials (Aust) Pty Ltd and the services we provide. We have taken all reasonable care in preparing and presenting this information, but we cannot warrant that it is complete and/or accurate in all respects or fully up to date. Income Essentials (Aust) Pty Ltd shall not be responsible for any eventualities arising from the use of the information in this web site for any purpose whatsoever.

Email Disclaimer

The new Spam Act, which came into effect on 10 April 2004, is aimed at reducing the number of unsolicited emails and other electronic communications.

You are currently on our database to receive email newsletters, updates, offers, invitations and other communications from us. If you do not want to receive these in the future please reply to this message with the word 'unsubscribe' in the subject line and your electronic address will be removed from our database. All future electronic communications from us will also allow you to unsubscribe. If you do not unsubscribe, we will continue to send you electronic communications. This message contains privileged and confidential information. If you are not the intended recipient you must not disseminate, copy or take any action in reliance on it, and we request that you notify us. Any views expressed in this message are those of the individual sender, except where specifically stated otherwise. Information about how we deal with personal information is set out in our Privacy Statement. Our Privacy Statement is available on request or on this page.

Privacy Policy

The privacy of any personal information you provide us (your personal information) is important to us. The following privacy policy governs the collection and use of your personal information by Income Essentials (Aust) Pty Ltd (ABN 18 261 782 698) its related entities, subsidiaries, employees and affiliates that may assist you ("we", "us" or "the Group"). This policy sets out how we intend to respect your rights to privacy in accordance with the National Privacy Principles contained in the Privacy Act 1988 (Cth). The National Privacy Principles apply from their introduction on 21 December 2001.

HOW PERSONAL INFORMATION IS COLLECTED

Income Essentials (Aust) Pty Ltd may collect personal information from you when interviewing you or from our website in our application forms and other media.

WHAT PERSONAL INFORMATION WE COLLECT

Income Essentials (Aust) Pty Ltd collects personal information about you to enable us to gauge suitability and approachability for obtaining services. The type of information collected includes your name, address, telephone number, occupation and financial information and we will endeavour to specify which information we require for our purposes and which information may be provided at your option. You may choose not to supply any optional information requested by us but this may limit our ability to assist you.

HOW WE USE YOUR PERSONAL INFORMATION

Personal information collected by us assists us in:

1. Conducting our business, e.g.: determining services;
2. Completing a transaction to which the provision of that personal information relates,
    e.g., in the completion of application forms;
3. To communicate information about our products and services to you;
4. For our internal administrative, marketing, planning, product development and research requirements.
    You may opt out of receiving any communications from us (other than as required for the operation of our business).
    To do so, please contact us.

DISCLOSING PERSONAL INFORMATION TO OTHERS

We do not sell our client lists to third parties. We will not disclose personal information about you to any person outside Income Essentials (Aust) Pty Ltd except on a confidential basis to our approved panel of lenders, and agents we use in the ordinary operation of business eg: data processing, printing or mailing. These parties are in turn prohibited from using your personal information for any other purpose and Income Essentials (Aust) Pty Ltd will only disclose to these parties information necessary for them to perform their duties. Unless required to by regulation or law no other information is disclosed to these parties.
Your personal information may be disclosed between Income Essentials (Aust) Pty Ltd and affiliates to assist in a related transaction and/or assist us in conducting out business in a proper manner.

YOUR RIGHTS TO ACCESS PERSONAL INFORMATION WE HOLD

At any time, you may request a list and copies of personal information we hold about you and we may charge you a small fee to cover administrative costs which we may incur in providing this information to you.
If for any reason you believe Income Essentials (Aust) Pty Ltd is holding inaccurate or incomplete information about you, you may request a correction and Income Essentials (Aust) Pty Ltd will consider if the information requires amendment. If we do not agree there are grounds for amendment, we will add a note to your file stating your comments. As financial information becomes out of date quickly we will update this information if required.
When your personal information is no longer required, Income Essentials (Aust) Pty Ltd will take reasonable steps to destroy or de-identify your details.

HOW WE STORE YOUR PERSONAL INFORMATION

At Income Essentials (Aust) Pty Ltd we take all reasonable steps to protect your personal information from misuse, loss, unauthorised access, modification or exposure and require our staff to maintain the confidentiality of customer information. Access to information stored electronically is restricted to employees whose job requires access to the information. Access to our computer system is restricted through password protection.

FEEDBACK AND CONTACTING US

You can make any requests relating to your personal information held by us or any complaints regarding treatment of your privacy by contacting:

Income Essentials (Aust) Pty Ltd
PO Box 7441
St Kilda Road Vic 8004
www.incomeessentials.com.au
Phone: 03 8677 0677

PRIVACY POLICY CHANGES

Income Essentials (Aust) Pty Ltd may be required to make change to its privacy policy from time to time to comply with new laws or codes of practice which may be introduced. In addition, Income Essentials (Aust) Pty Ltd may also change this policy to include additional products and services.

This policy was last updated in June 2011.

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Copyright
Disclaimer
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Privacy Policy
- How personal information
    is collected?
- What personal information
    we collect?
- How we use your personal
    information?
- Disclosing your personal information
    to others
- Your rights to access personal
    information we hold
- How we store your personal
    information?
- Feedback and contacting us
- Privacy policy changes

Income Essentials (Aust) Pty Ltd 36 Albert Road South Melbourne Vic 3205 | PO Box 7441, St Kilda Road Vic 8004
Tel: 03 8677 0677 Fax: 03 8677 0600 Email: essentials@incomeessentials.com.au
Novated Lease | Associate Lease | Hire Purchase | Salary Packaging | Salary Package | Salary Sacrifice | Remuneration | Employer Benefits | Employee Benefits | Car Lease | Car Finance | Flexible remuneration | Employer of Choice | Chattel Mortgage | Commercial Hire Purchase | Finance Quote | Non-Cash Benefits | PAYG | Vehicle Running costs | Fleet Management | Vehicle Procurement | FBT Management | Vehicle Insurance | Fuel Cards
© 2011 Income Essentials (Aust) Pty Ltd. All rights reserved.