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<td style="; text-align: left; background-color: rgb(92, 74, 66); padding-left: 20px; width: 913px; height: 38px; vertical-align: middle; padding-top: 0px;"><font size="3"><span style="COLOR: rgb(255,255,255)">Salary Packaging and Fleet Management Partner</span></font></td>
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<h1>Fuel Cards<br></h1><br>Income Essentials in conjunction with Australian Vehicle Consultants have developed a program that offers three fuel card options, to provide the user with access to rebates on fuel via Shell and Caltex and help with administration of the vehicle packaged. Annual card fees will be included as part of the operating costs of the vehicle.<br>The fuel cards delivers convenience for drivers as well as automated payments, collection of GST credits and fuel discounts.<br><br>You will be issued with one card per vehicle packaged. If you have two vehicles packaged, you will receive a fuel card for each vehicle. You are required to enter your odometer reading each time you fill up.<br>Vehicle Servicing, Repairs &amp; Tyres<br><br>Income Essentials includes the AVC Fleet Maintenance Authorisation to ensure that your vehicle is serviced in line with manufacturer requirements. All schedule servicing completed on your vehicle is pre-approved by our maintenance controllers and qualified mechanics who are up to date with warranty and recall information.<br><br>As an added benefit of the program, AVC Fleet’s negotiated consumable, labour and parts pricing can save you up to 40% off list pricing.<br><br>
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<td style=" TEXT-ALIGN: left;  PADDING-LEFT: 20px; WIDTH: 773px; PADDING-RIGHT: 8px; VERTICAL-ALIGN: top;   PADDING-TOP: 8px"><span style="COLOR: rgb(92,74,66); FONT-SIZE: 12px">Income Essentials (Aust) Pty Ltd 36 Albert Road South Melbourne Vic 3205 | PO Box 7441, St Kilda Road Vic 8004</span><br><span style="COLOR: rgb(92,74,66); FONT-SIZE: 12px">Tel: 03 8677 0677 Fax: 03 8677 0600 Email: </span><a style="COLOR: rgb(92,74,66); FONT-SIZE: 12px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="mailto:essentials@incomeessentials.com.au">essentials@incomeessentials.com.au</a><span style="COLOR: rgb(157,159,162)"></span><br><a style="LINE-HEIGHT: 12px; FONT-SIZE: 12px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Novated-Lease" rel="Next" target="_self"><span style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';">Novated Lease</span></a><span style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px"> </span><span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Associated-Lease" rel="Next" target="_self">Associate Lease</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicle-Operating-Cost" rel="Next" target="_self">Hire Purchase</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Salary Packaging</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Salary Package</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Salary Sacrifice</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Remuneration</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Employer-Reporting" rel="Next" target="_self">Employer Benefits</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Employee-Reporting" rel="Next" target="_self"><span style="LINE-HEIGHT: 12px; FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';">Employee Benefits</span></a><span style="LINE-HEIGHT: 12px"> </span><span style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162)">|</span> <span style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px"><a style="FONT-SIZE: inherit" href="http://www.incomeessentials.com.au/Vehicles-&amp;-Fleet-Mgt" rel="Next" target="_self"><span style="COLOR: rgb(153,153,153)" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';">Car Lease</span></a></span><span style="LINE-HEIGHT: 12px"> </span><span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Financelending" rel="Next" target="_self"><span onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';">Car Finance</span></a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Flexible remuneration</a> <span style="COLOR: rgb(157,159,162)">|</span><span style="COLOR: rgb(157,159,162)"></span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self">Employer of Choice</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Financelending" rel="Next" target="_self">Chattel Mortgage</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Financelending" rel="Next" target="_self">Commercial Hire Purchase</a> <span style="COLOR: rgb(157,159,162)">|</span><br><a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Financelending" rel="Next" target="_self">Finance Quote</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Salary-Packaging" rel="Next" target="_self"><span>Non-Cash Benefits</span></a><span style="LINE-HEIGHT: 12px"> </span><span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Reporting" rel="Next" target="_self">PAYG</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicle-Operating-Cost" rel="Next" target="_self">Vehicle Running costs</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicles-&amp;-Fleet-Mgt" rel="Next" target="_self">Fleet Management&nbsp;</a><span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicles-&amp;-Fleet-Mgt" rel="Next" target="_self">Vehicle Procurement</a> <span style="COLOR: rgb(157,159,162)">|</span> <a style="LINE-HEIGHT: 12px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Novated-Lease" rel="Next" target="_self">FBT Management</a><span style="LINE-HEIGHT: 12px">&nbsp;</span><span style="COLOR: rgb(157,159,162)">|</span> <br><a style="COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicle-Insurance" rel="Next" target="_self">Vehicle Insurance</a><a style="LINE-HEIGHT: 17px; COLOR: rgb(157,159,162); FONT-SIZE: 11px" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/Vehicle-Operating-Cost" rel="Next" target="_self"> </a><span style="LINE-HEIGHT: 17px; 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